After investing money in LIC's 'Jeevan Shanti Yojana', you will get a pension of Rs 8,000 per month for life
Pension Scheme:After investing money in LIC's 'Jeevan Shanti Yojana', you will get a pension of Rs 8,000 per month for life
The scheme can be purchased offline as well as online
The loan facility is available at any time after 3 months without any medical documents to surrender
Life Insurance Corporation of India (LIC) 'Jeevan Shanti Yojana' provides future security to the customer through pension. The specialty of this LIC policy is the pension received in it. Suppose a 45-year-old invests Rs 10,00,000 in police, he will get an annual pension of Rs 74,300.
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You will have the option to start the pension immediately or after 5, 10, 15 or 20 years. 5,10,15 or 20 years later the option will increase the amount of the pension but with some conditions. LIC's Jeevan Shanti Yojana is a non-linked plan. Along with this it is a single premium yearly scheme in which the insured has the option to choose immediate annuity or deferred annuity.
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Buying Policy Online and Offline
The scheme can be purchased offline as well as online. LIC's Peace of Life is a comprehensive annuity plan that will benefit the individual and his family.
The peculiarity of the policy
Peace of life is a wonderful product. This is a single premium deposit pension plan. Its features are as follows.
Loan facility Surrender at any time after 3 months without any medical documents
Start a pension immediately or anytime between 1 and 20 years
You can include any close relative in the Joint Life option.
If you start a pension after 5 years on an investment of Rs 10 lakh, you get an annual pension with a return of 9.18 per cent.
People of this age can avail
this LIC scheme for a minimum of 30 years and a maximum of 85 years. In Jeevan Shanti Yojana, loan can be taken after 1 year of pension and it can be surrendered 3 months after the commencement of pension.
Annual rates will be guaranteed when taking out a policy for both immediate and deferred annuity options. Various annuity options and annuity payment methods are available under the scheme. The option cannot be changed once selected.